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Nerd dating 101 break

If you’re simply bored with your vehicle, it might not be worth the extra work.

But if your lifestyle changes dramatically, you might have to break a lease.

Lease contracts often have a transfer fee of between 0 and 0, Hall says.

Despite these fees, lease swapping can be the most cost-effective and simplest way to break your lease.

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You can find potential takers by advertising the car yourself or posting on a lease-trading website.

This sounds like a magical fix, but a lot depends on your automaker.

You might be able to roll your current lease into another one at the dealership.The easiest approach is to pay for a listing on a lease-swapping website that will find someone to pick up your lease and handle all the paperwork. “We’re like a dating service for car leases,” Hall says.“Our primary goal is to match up a person who wants out with a person who wants to take over.” You might also consider searching Craigslist for prospective lease transfers or transferring your lease to a family member, co-worker or friend.Returning the vehicle before the lease expires is an option, but not a good one.You’re still on the hook for all the remaining payments, plus substantial fees and penalties for early termination. One is depreciation, one is your ‘cost of money’ or interest factor, and in most cases there’s a tax component,” says Scot Hall, executive vice president of Swapalease, a lease-trading site.

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People generally lease cars because they prefer the flexibility of making only a three-year commitment and want less expensive monthly payments than if they bought an equivalent car.

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